Why
EFCU?
Once a member, always a member…membership may be retained regardless of any change in the original qualifications for membership as-long-as the member remains in good standing with the credit union.

Membership in Employees Federal Credit Union is extended to employees and retirees of: Tulsa County, Creek County, Osage County Sheriff’s Office City of Tulsa elected and appointed officials, Tulsa Housing Authority... And more
Eligibility
Eligibility
Bring in a completed Membership Application and deposit $25.00 into a regular share account.
Apply for Membership
Apply for Membership
Employees Federal Credit Union is a non-profit financial cooperative owned by its depositors, which we refer to as "members". This relationship gives you, as a member, the unique distinction of being an owner of the credit union as well as entitling you to a vote in the credit union’s annual meeting. Better still, being a member means you will be conducting your finances with an institution that is locally owned and operated from top to bottom.
Services We Offer
Download Our Mobile App
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Account Balances & History
View your account balances and review your transactions in the palm of your hand, any time, any place.
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Account Alerts
Protect yourself from overdrawn accounts or unauthorized transactions. Set account alerts for low balance, loan due dates, and transactions over a determined limit.
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Transfer Funds
Transfer from savings to checking, make loan payments, or set up recurring payments into a club account.
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Mobile Deposit Checks
Make a mobile check deposit directly into your eligible checking or savings account from the convenience of your phone.