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  • Vacation Loan Special
    Thru February 28th
  • Transfer your high rate cards
    to a USCU Visa card at
    1.99% Annual Percentage Rate.

Why
EFCU?

Once a member, always a member…membership may be retained regardless of any change in the original qualifications for membership as-long-as the member remains in good standing with the credit union.
Membership in Employees Federal Credit Union is extended to employees and retirees of: Tulsa County, Creek County, Osage County Sheriff’s Office City of Tulsa elected and appointed officials, Tulsa Housing Authority... And more

Eligibility
Bring in a completed Membership Application and deposit $25.00 into a regular share account.

Apply for Membership
Employees Federal Credit Union is a non-profit financial cooperative owned by its depositors, which we refer to as "members". This relationship gives you, as a member, the unique distinction of being an owner of the credit union as well as entitling you to a vote in the credit union’s annual meeting. Better still, being a member means you will be conducting your finances with an institution that is locally owned and operated from top to bottom.

Services We Offer

LOANS MADE EASY!

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FINANCIAL CALCULATORS

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CARS FOR SALE!

Freshly Detailed, Fully Inspected, CarFax Available, Special Financing Available for Qualified Buyers

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  • Account Balances & History

    View your account balances and review your transactions in the palm of your hand, any time, any place.

  • Account Alerts

    Protect yourself from overdrawn accounts or unauthorized transactions. Set account alerts for low balance, loan due dates, and transactions over a determined limit.

  • Transfer Funds

    Transfer from savings to checking, make loan payments, or set up recurring payments into a club account.

  • Mobile Deposit Checks

    Make a mobile check deposit directly into your eligible checking or savings account from the convenience of your phone.